ABSTRACT Purpose: To describe the epidemiological and clinical profile of hospitalized patients with retinoblastoma in Brazil. Methods: Using data from the Hospital Cancer Registry of the Instituto Nacional de Câncer, patients with the morphological codes of retinoblastoma who were diagnosed between 2000 to 2018, aged 0–19 years, and followed up in registered hospitals (analytical cases) were selected. The relative and absolute frequencies of demographic, clinical, diagnostic, therapeutic, and outcome variables were described. Hospital performance indicators were calculated and compared between hospitals qualified and not qualified to treat pediatric oncology cases and between hospitals with different case volumes (<20, 20-75, >75 cases). Results: Of the 2,269 identified analytical cases from 86 institutions, 48% were from the Southeast, 54% were male, and 66% were aged <4 years. The proportion of missing data (NA) was too high for several variables. Approximately 84% of the patients were from the public health system, 40% had a positive family history, and 88% had unilateral involvement. The first treatment included surgery in 58.3% of the patients (NA=2), Approximately 36.6% of these patients achieved complete remission, 10.8% achieved partial remission, and 12.7% died (NA=59%). Hospital performance indicators were within the target in >90% of the patients. The median time between the first appointment and diagnosis (6 days, interquartile range [IQR] 1–14) was significantly lower and the median time to death was longer (343 days, IQR, 212-539) in high-volume hospitals (>75 cases) than in medium- and low-volume hospitals. Conclusions: Despite the high proportion of missing data, we found that the delay in diagnosis is due to prehospital factors. Additionally, there is a need for educational programs for healthcare professionals and families that emphasize early identification and referral to specialized centers. Future studies should focus on the impact of Hospital Cancer Registry data completeness on outcomes, causes of delay in diagnosis, regional inequalities, and barriers to accessing specialized services. Purpose Brazil Methods Câncer 200 2018 019 0 19 0–1 years selected demographic diagnostic therapeutic described <20, 20 (<20 2075, 2075 75, 75 20-75 >7 cases. . Results 2269 2 269 2,26 8 institutions 48 Southeast 54 male 66 4 < NA (NA 84 system 40 history 88 involvement 583 58 3 58.3 NA=2, NA2 NA=2 , (NA=2) 366 36 6 36.6 remission 108 10 10.8 127 12 7 12.7 NA=59%. NA59 NA=59% 59 (NA=59%) 90 >90 ( days IQR [IQR 1–14 114 1 14 343 (34 212539 212 539 212-539 highvolume volume (>7 medium lowvolume low Conclusions factors Additionally centers outcomes inequalities services 201 01 0– <20 (<2 207 20-7 > 226 26 2,2 5 58. NA= (NA=2 36. 10. 12. NA5 NA=59 (NA=59% 9 >9 1–1 11 34 (3 21253 21 53 212-53 (> <2 (< 20- 22 2, (NA= NA=5 (NA=59 1– 2125 212-5 (NA=5 212-

Abstract: This study analyzes the experiences of 17 Colombian primary education teachers in caring for students with disabilities, registered in 17 educational institutions in 11 municipalities between 2018 and 2022. Through a narrative design and a questionnaire with open-ended questions, the interactions of these teachers with the educational environment were explored. Twelve psychological and thirteen pedagogical factors were identified, and their impact was examined depending on the types of disabilities and the specific characteristics of the students and educational contexts. The results reveal high variability and subjectivity in these factors, which can both favor and hinder inclusive educational practices. Additionally, the study examines the Individual Plan for Reasonable Adjustments, highlighting significant deficiencies in its implementation and resistance from some school sectors. This underscores challenges in adopting the inclusive education model promoted by the Colombian State. This analysis provides valuable insights for the continuous improvement of inclusive practices in the Colombian educational system

Resumen: Este estudio analiza las experiencias de 17 docentes colombianos de educación primaria en la atención a estudiantes con discapacidad, registradas en 17 instituciones educativas de 11 municipios entre 2018 y 2022. Mediante un diseño narrativo y un cuestionario de preguntas abiertas, se exploraron las interacciones de estos docentes con el entorno educativo. Se identificaron 12 factores psicológicos y 13 pedagógicos y se examinó su impacto en función de los tipos de discapacidad y las características específicas de los estudiantes y contextos educativos. Los resultados revelan una alta variabilidad y subjetividad en estos factores, los cuales pueden ser tanto favorecedores como obstaculizadores de las prácticas educativas inclusivas. Adicionalmente, el estudio examina el Plan Individual de Ajustes Razonables, destacando deficiencias significativas en su implementación y resistencia por parte de algunos sectores escolares, lo cual subraya desafíos en la adopción del modelo de educación inclusiva promovido por el Estado colombiano. Este análisis proporciona insights valiosos para la mejora continua de las prácticas inclusivas en el sistema educativo colombiano

Resumo: Este estudo analisa as experiências de 17 docentes colombianos do ensino primário no atendimento a alunos com deficiência, matriculados em 17 instituições de ensino em 11 municípios entre 2018 e 2022. Por meio de um desenho narrativo e de um questionário de perguntas abertas, foram exploradas as interações destes professores com o ambiente educacional. Foram identificados 12 fatores psicológicos e 13 pedagógicos e o seu impacto foi examinado em função dos tipos de deficiência e das características específicas dos estudantes e dos contextos educativos. Os resultados revelam alta variabilidade e subjetividade nesses fatores, o que pode favorecer ou dificultar práticas educativas inclusivas. Além disso, o estudo examina o Plano Individual de Ajustes Razoáveis, destacando falhas significativas na sua implementação e resistência por parte de alguns setores escolares, o que salienta desafios na adoção do modelo de educação inclusiva promovido pelo Estado colombiano. Esta análise fornece insights valiosos para a melhoria contínua das práticas inclusivas no sistema educacional colombiano

Resumen El certificado es una evidencia de participación en un proceso y se cree que cualquier persona que posea uno tiene un requisito previo para manejar todo aquello para lo que este califica. Sin embargo, la impresión podría fallar, si el certificado se hubiera obtenido tomando atajos. (Objetivo) En este documento se desarrolló un modelo compartimental para cuantificar los factores que podrían poner en duda la autenticidad de un certificado, mediante el examen de la compensación entre el estándar académico y las tasas de reprobación, en el contexto de las instituciones de educación terciaria en Nigeria. (Metodología) El modelo se demostró válido utilizando algunos amplios teoremas matemáticos. Se derivaron los equilibrios para dicho método y el umbral para un rendimiento académico aceptable. El análisis de estabilidad se llevó a cabo empleando la teoría de la estabilidad de ecuaciones diferenciales, basada en el umbral de rendimiento académico ace ptable obtenido. (Resultados) Los resultados teóricos del modelo fueron validados por medio de simulaciones numéricas y los de las simulaciones vincularon la tasa de reprobación aceptable con el rendimiento académico que cayó por debajo del umbral del estándar establecido por las instituciones. (Conclusiones) La implicación política del resultado es que el aumento en la oferta de graduados calificados en los mercados laborales de Nigeria, así como la reducción en la tasa de desempleo, son una función del mantenimie nto de los estándares académicos.

Resumo O certificado é uma prova de participação em um processo e acredita-se que quem o possui tem como pré-requisito realizar tudo para o qual o referido certific ado o qualifica. No entanto, a impressão poderia falhar se o certificado tivesse sido obtido através de atalhos. (Objetivo) Neste artigo, foi desenvolvido um modelo compartimental para quantificar fatores que poderiam pôr em dúvida a autenticidade de um certificado, examinando o compromisso entre o padrão académico e as taxas de reprovação no contexto de instituições terciárias referenciadas na Nigéria. (Metodologia) O modelo foi provado válido usando alguns teoremas matemáticos amplos. Os equilíbrios para o modelo e o limite para desempenho acadêmico aceitável foram derivados. A análise de estabilidade foi realizada utilizando a teoria da estabilidade de equações diferenciais com base no limite de desempenho acadêmico aceitável derivado. (Resultados) Os resultados teóricos do modelo foram validados por meio de simulações numéricas e os resultados das simulações relacionaram a taxa de reprovação aceitável com o desempenho acadêmico que ficou abaixo do limite do padrão estabelecido pelas instituições. (Conclusões) A implicação política do resultado é que o aumento da oferta de licenciados qualificados nos mercados de trabalho nigerianos, bem como a redução da taxa de desemprego, é uma função da manutenção dos padrões académicos.

Abstract A certificate is evidence of participating in a process, and anyone who holds a certificate is believed to have the prerequisites necessary to handle what the certificate qualifies them for. However, this perception might be incorrect if the certificate has been obtained by taking shortcuts. (Objective) In this paper, a compartmental model was developed to quantify factors that could put the authenticity of a certificate in doubt by examining the trade-off between academic standards and failure rates in the context of tertiary education institutions in Nigeria. (Methodology) The model was validated using several mathematical theorems. Equilibria for the model and the threshold for acceptable academic performance were derived. Stability analysis was carried out by using the stability theory of differential equations based on the derived acceptable academic performance threshold. (Results) The theoretical results for the model were validated through numerical simulations, and the results from the simulations linked acceptable failure rates to academic performance falling below the threshold of the institutions’ standards. (Conclusions) The policy implication of the result is that an increase in the supply of qualified graduates into Nigeria’s labor markets, as well as a reduction in the rate of unemployment, is a function of maintaining academic standards.

Abstract Incorporating BIM in the education of professionals has become a demand and a topic of high importance for higher education. Several proposals for a curricular implementation of BIM exist. However, in most cases, they are specific to a single university or domain, do not consider academic policies or simplify practice by segmenting knowledge. This work proposes a protocol for the curricular implementation of BIM similar to the industry, considering aspects of process, technology, and policies aligned with the educational institution's mission and with existing competencies. Action research was the used method. Three actions were conducted: (1) proposition, (2) systematization and (3) application. The actions were executed in cycles incrementally, resulting in (1) guidelines, (2) supporting tools and (3) implementation plans. Two Brazilian universities participated in pilot studies of Project Construa Brasil. The pilot studies inspired a network of BIM cells that have synchronously applied curricular BIM implementation guidelines on a large scale. The guidelines proved to be generic and comprehensive, guiding the transformation with an empirical basis for the academics' decision-making. Leadership of a BIM specialist was confirmed as an essential factor of success. It is observed that even with a timid introduction of BIM competence in a limited scope of engineering solutions, the impact on the BIM maturity curriculum is significant. exist However cases domain knowledge industry process technology institutions institution s competencies method conducted 1 (1 proposition 2 (2 3 (3 application incrementally plans Brasil scale comprehensive academics decisionmaking. decisionmaking decision making. making decision-making success solutions significant (

Resumo Incorporar o BIM na formação de profissionais tornou-se uma demanda e um tema de grande importância para o ensino superior. Existem várias propostas de implementação curricular do BIM. No entanto, na maioria dos casos, são específicos de uma única universidade oudomínio, não contemplam políticas acadêmicas ou simplificam a prática segmentando o conhecimento. Este trabalho propõe um protocolo para a implementação curricular do BIM semelhante aoda indústria, considerando aspectos de processo, tecnologia e políticas alinhados com a missão da instituição de ensino e com as competências existentes. Pesquisa-ação foi o método utilizado. Três ações foram realizadas: (1) proposição, (2) sistematização e (3) aplicação. As ações foram realizadas em ciclos de forma incremental, resultando em (1) diretrizes, (2) ferramentas de apoio e (3) planos de implementação. Duas universidades brasileiras participaram de estudos-piloto do Projeto Construa Brasil. Os estudos-piloto inspiraram uma rede de células BIM que aplicaram as diretrizes curriculares de implementação BIM em larga escala. As diretrizes mostraram-se genéricas e abrangentes, orientando a transformação com base empírica para a tomada de decisão dos acadêmicos. A facilitação de um especialista BIM foi confirmada como fator essencial de sucesso. Observa-se que, mesmo com uma tímida introdução de competências BIM em um escopo limitado de soluções de engenharia, o impacto na maturidade BIM do currículo é significativo. tornouse tornou se superior entanto casos oudomínio conhecimento indústria processo existentes Pesquisaação Pesquisa ação utilizado 1 (1 proposição 2 (2 3 (3 aplicação incremental estudospiloto estudos piloto Brasil escala mostraramse mostraram abrangentes acadêmicos sucesso Observase Observa engenharia significativo (

Abstract What and how did the writers of the first centuries of the Italian language read? Thanks to the influence of what readings did you compose your works? In the case of Boccaccio and Petrarch, the answer to this question was found in the books they owned and in which in many cases they made notes. Of Dante, on the other hand, we do not possess either the books or a single word written in his handwriting: we can only imagine the appearance of his handwriting thanks to the description that Leonardi Bruni left of it, probably based on a Dantesque autograph, now lost. Given this lack of data, Dante’s sole mention of his own training is of great importance, that is, the passage from the Convivio in which he narrates that he undertook philosophical studies immediately after the death of Beatrix, prompted by the reading of the Consolatio Philosophiae of Boethius to go for thirty months “to the schools of the religious and to the disputes of the philosophers” (Conv. II, XII, 1-7). The schools frequented by the Poet can be identified with the conventual Studia of Florence, that is, the Franciscan of Santa Croce, the Dominican of Santa Maria Novella and the Augustinian of Santo Spirito, unique places of conservation of books and education, in addition to the teaching by isolated private teachers like Brunetto Latini. Among these institutions, home to lively cultural activity, philosophical disputes and study, the historical data attributable to Dante favors Santa Croce, whose books (today preserved mainly in the Biblioteca Medicea Laurenciana and in the National Central Library of Florence) document the physiognomy in which the texts he read were offered to his eyes and were models of his works. This contribution traces a journey through the precious bibliographic heritage of the Franciscan Studium, with the aim of reconstructing and documenting the circulation of Dante’s works in his homeland and the Florentine context in which the poet’s extraordinary cultural formation took place.

Resumen ¿Qué y cómo leían los escritores de los primeros siglos de la lengua italiana? ¿Bajo la influencia de qué lecturas compusieron sus obras? En el caso de Boccaccio y Petrarca, la respuesta a esta pregunta se encontró en los libros que poseían y en los que, en muchos casos, hicieron anotaciones. De Dante, en cambio, no poseemos ni los libros ni una sola palabra escrita de su puño y letra: sólo podemos imaginar el aspecto de su caligrafía gracias a la descripción que de ella dejó Leonardi Bruni, probablemente basada en un autógrafo dantesco, hoy perdido. Dada esta ausencia de datos, cobra gran importancia la única mención de Dante a su propia formación, es decir, el pasaje del Convivio en el que narra que emprendió estudios filosóficos inmediatamente después de la muerte de Beatriz, impulsado por la lectura de la Consolatio Philosophiae de Boecio para ir durante treinta meses “a las escuelas de los religiosos y a las disputas de los filósofos” (Conv. II, XII, 1-7). Las escuelas frecuentadas por el Poeta se pueden identificar con los Studia conventuales de Florencia, es decir, la franciscana de Santa Croce, la dominicana de Santa Maria Novella y la agustina de Santo Spirito, únicos lugares de conservación de libros y educación, además de la enseñanza privada de profesores aislados como Brunetto Latini. Entre estas instituciones, sedes de una animada actividad cultural, de disputas filosóficas y de estudio, los datos históricos atribuibles a Dante favorecen a Santa Croce, cuyos libros (hoy conservados principalmente en la Biblioteca Medicea Laurenciana y en la Biblioteca Nacional Central de Florencia) documentan los textos que leía y eran modelos de sus obras. Esta contribución traza un recorrido por el preciado patrimonio bibliográfico del Studium franciscano, con el objetivo de reconstruir y documentar la circulación de las obras de Dante en su patria y el contexto florentino en el que tuvo lugar la extraordinaria formación cultural del poeta.

Abstract Purpose: To adapt and validate in Sonora the scale to measure Attitudes towards Transgender People in University Students (EATU), which measures the inclusion of trans people in Higher Education Institutions (HEIS). Methodological design: Quantitative, cross-sectional and non-experimental study. 860 participants were selected among three HEIS, with non-probabilistic and intentional sampling. A 4-point Likert-type scale survey was applied that evaluates transinclusive attitudes. Reliability was obtained with Cronbach's alpha and McDonald's omega. For validity, the sample was randomly divided into two; In subsample 1, an Exploratory Factor Analysis (EFA) was carried out and in subsample 2, the model resulting from the EFA was tested using a Structural Equation Model (SEM). Results: The EFA yielded a final solution EATU of 32 items grouped into 3 dimensions called sensitivity, coexistence and cisexist stigma, with values that demonstrate validity and reliability. The SEM generated a model with indices of fitness in a final solution of 17 items and 3 correlated dimensions with acceptable coefficients. Research limitations: The measurement of transinclusion attitudes in a society where it has been documented that such construct is barely being developing, and the failure to collect demographic data on the sample about their religious beliefs. Findings: A measurement instrument on transinclusive attitudes for key social actors interested in promoting the inclusion of trans people, their human rights and substantive equality.

Resumen Objetivo: Adaptar y validar en el contexto sonorense la Escala para medir Actitudes hacia las Personas Transgénero en Estudiantes Universitarios (EATU) que mide la inclusión de personas trans en Instituciones de Educación Superior (IES). Diseño metodológico: Es un estudio cuantitativo, transversal y no experimental. De tres IES, participaron 860 personas seleccionadas con muestreo no probabilístico e intencional. Se aplicó una escala tipo Likert de 4 puntos que evalúa actitudes transincluyentes. La fiabilidad se obtuvo con alfa de Cronbach y omega de McDonald. Para la validez la muestra se dividió al azar en dos; en la submuestra 1 se llevó a cabo un Análisis Factorial Exploratorio (AFE) y en la submuestra 2 se probó el modelo resultante del AFE mediante un Modelo de Ecuaciones Estructurales (MEE). Resultados: El AFE arrojó una solución final de la EATU de 32 ítems agrupados en 3 dimensiones denominadas sensibilidad, convivencia y estigma cisexista, con valores de fiabilidad superiores a .90 y de cargas factoriales superiores a .36. El MEE generó un modelo con índices de bondad de ajuste en una solución final de 17 ítems y 3 dimensiones correlacionadas con coeficientes superiores a .46. Limitaciones de la investigación: La medición de actitudes de transinclusión en una sociedad donde se ha documentado que tal constructo está en desarrollo y el no recabar datos demográficos en la muestra sobre sus creencias religiosas. Hallazgos: Un instrumento de medida sobre actitudes transincluyentes para actores sociales clave interesados en la promoción de la inclusión de las personas trans, sus derechos humanos y la igualdad sustantiva.

RESUMEN El propósito de la investigación es examinar los sistemas de planificación y sus mecanismos regulatorios para entender cómo se organizan y regulan, ya sea parcial o completamente, dependiendo de la organización para lograr la consecución de objetivos. Las aportaciones teóricas de la investigación se centran en la conceptualización de la teoría de sistemas. El aporte metodológico se basa en el desarrollo de un esquema secuencial y lógico con la aplicación de un dendrograma de variables, que permite eliminar superposiciones entre el conjunto de conceptos analizados. Las conclusiones de la investigación permiten comprobar que las organizaciones son entidades dinámicas y cambiantes que se ven inevitablemente impactadas por el entorno en el que operan; además las instituciones funcionan sinérgicamente desde puntos de vista interrelacionados e interdependientes.

ABSTRACT The purpose of the research is to examine planning systems and their regulatory mechanisms to understand how they are organized and regulated, either partially or completely, depending on the organization to achieve the attainment of objectives. The theoretical contributions of the research are centered on the conceptualization of systems theory. The methodological contribution is based on the development of a sequential and logical scheme with the application of a dendrogram of variables, which allows eliminating overlaps between the set of concepts analyzed. The conclusions of the research show that organizations are dynamic and changing entities that are inevitably impacted by the environment in which they operate; in addition, institutions function synergistically from interrelated and interdependent points of view.

Abstract This contribution identifies the socio-environmental dynamics that development policies have generated on community mangroves in three key moments of Mexican history: the 1917 Constitution, the industrialization of the 1950s, and the 1985 neoliberal reforms. Through eight case studies and 180 semi-structured interviews, a conceptual input shapes three scenarios (community, touristified and conserved mangroves) and fifteen categories that synthesize these dynamics. Mangroves are going through a continuous crisis that is arguably provoked by development policies that neglect local institutions and impoverish local inhabitants. This article offers alternatives that the federal government could take into consideration to manage these areas more effectively at the environmental and territorial levels.

Resumen Este aporte identifica las dinámicas socioambientales que las políticas de desarrollo han generado sobre los manglares comunitarios en tres momentos clave de la historia mexicana: la Constitución de 1917, la industrialización de la década de 1950 y las reformas neoliberales de 1985. Mediante ocho estudios de caso y 180 entrevistas semiestructuradas, se elaboró un insumo conceptual de tres escenarios (manglares comunitarios, turistificados y conservados) y quince categorías que sintetizan estas dinámicas. Los manglares atraviesan una crisis histórica que provocarían las políticas de desarrollo que no atienden si no que debilitarían a las instituciones locales y empobrecerían a los habitantes de las localidades. Los autores ofrecen recomendaciones para que la gestión del gobierno federal sea más efectiva a nivel ambiental y territorial.

ABSTRACT The global COVID-19 pandemic caused significant economic and financial losses in the Ecuadorian banking sector. This study aims to determine the extent to which credit risk and liquidity affect the profitability of mutual savings banks in Ecuador between 2018 and 2021. To this end, the population consisted of the four existing mutual savings banks, and data from a panel of 192 observations were used, applying a PLS-SEM model to demonstrate the relationships. The results showed that credit risk has a negative impact on the liquidity and profitability of these financial institutions; in the case of liquidity, it was found that it does not affect profitability. Consequently, it is essential to control credit risk through delinquency indices, which makes it necessary to consider the structure of the loan portfolio.

RESUMEN La pandemia mundial producto del COVID-19 ocasionó importantes pérdidas económicas y financieras en el sector bancario ecuatoriano. El objetivo del presente estudio es determinar en qué medida el riesgo crediticio y la liquidez afectan la rentabilidad de las mutualistas en Ecuador, entre el 2018 y 2021. Para tal efecto, la población estuvo constituida por las cuatro mutualistas existentes, con cuyos datos se trabajó con datos de panel de 192 observaciones, aplicando un modelo PLS-SEM para evidenciar las relaciones. De esta manera, los resultados mostraron que el riesgo crediticio incide negativamente sobre la liquidez y la rentabilidad de estas instituciones financieras; en el caso de la liquidez, se ha podido percibir que esta no afecta a la rentabilidad. En consecuencia, es sumamente importante controlar el riesgo crediticio, a través de los índices de morosidad, por lo que es necesario considerar la estructura de cartera.

Abstract The article aims to reconstruct the growth of Law Schools from the national perspective in two periods of higher education expansion in Brazil. In the first period, from 1964 to 1980, the paper emphasizes the role of private institutions in the expansion and the dominant conception of undergraduate studies as being vocational. In the second period, from 1996 to 2019, it thematizes the legislation created after the 1988 Constitution, which includes the changing conception of university education, and the processes of commodification and financialization of higher education. Lastly, the paper deals with full and partial distance learning in undergraduate degrees and discusses the role of the Brazilian Bar Association in face of the expansion of the Law Schools. The article contributes to the comprehension of a phenomenon that is frequently mentioned by the literature but has not yet been analyzed from empirical data. Grounded on the changes of legislation and policy, and on the data from the Statistical Yearbook of Brazil and Higher Education Census, the paper shows that the growth of Law Schools followed the expansion of higher education in Brazil in both periods and that the area’s main particularity is that the Ministry of Education did not authorize the creation of schools with full distance learning for undergraduate Law degrees in the period. period 196 1980 vocational 199 2019 198 Constitution Lastly policy Census areas area s 19 201 1 20 2

Resumo O artigo tem como objetivo reconstruir o crescimento dos cursos de Direito a partir do cenário nacional em dois momentos de expansão da educação superior no Brasil. No primeiro, de 1964 a 1980, é enfatizado o papel das instituições privadas na expansão e a concepção dominante da graduação como profissionalizante. No segundo, de 1996 a 2019, são tematizados a legislação criada a partir da Constituição de 1988, incluída a mudança de concepção sobre o papel da formação universitária, e os processos de mercantilização e de financeirização da educação superior. Por fim, o texto trata do ensino a distância e da sua entrada nos cursos presenciais e discute o papel da Ordem dos Advogados do Brasil frente à expansão dos cursos de Direito. O trabalho contribui para a compreensão de um fenômeno bastante mencionado na literatura, porém ainda não analisado a partir de dados empíricos. Fundamentado pelas mudanças de legislação e de política pública e pelos dados do Anuário Estatísticos do Brasil e do Censo da Educação Superior, o texto mostra que os cursos de Direito acompanharam a expansão da educação superior no Brasil em ambos os períodos e que a principal particularidade do curso está em o MEC não ter autorizado abertura de cursos da área na modalidade a distância no período. primeiro 196 1980 profissionalizante segundo 199 2019 1988 universitária fim literatura empíricos Superior período 19 198 201 1 20 2

Resumen: La investigación, con enfoque epistemológico cuantitativo y el paradigma positivista, tiene como objetivo definir la relación entre el marco regulatorio del sector financiero ecuatoriano y las condiciones de financiamiento a las pymes. Esta fue de tipo descriptivo-correlacional, permitiendo realizar un análisis descriptivo y factorial de variables vinculadas al conocimiento y aplicación de leyes y códigos regulatorios de 54 oficiales de crédito del sector bancario de El Oro, Ecuador. Se identificaron dos dimensiones: una relacionada con el marco regulatorio monetario y otra con códigos orgánicos. Las encuestas señalan que las leyes más aplicadas son: Ley General de Instituciones del Sector Financiero y Ley de Compañías. La primera regula la creación, funcionamiento y cierre de instituciones financieras privadas para proteger a la población y asegurar la estabilidad financiera; su cumplimiento es supervisado por la Superintendencia de Bancos. La segunda simplifica el proceso de constitución de empresas, permitiendo diversos tipos de compañías y flexibilidad en su estructura. Las regulaciones bancarias ecuatorianas han experimentado reformas para fortalecer la solidez y transparencia del sistema, como la Ley de Mercado de Valores y la Ley de Instituciones del Sistema de Seguros Privados, que contribuyen a la estabilidad, regulación, protección al consumidor financiero y promoción de la competencia, generando condiciones de financiamiento favorables, que incluyen confianza, tasas de interés competitivas y amplias opciones financieras.

Abstract: The research, with a quantitative epistemological approach and the positivist paradigm, aims to define the relationship between the regulatory framework of the Ecuadorian financial sector and the financing conditions for SMEs. This was of a descriptive-correlational type, allowing a descriptive and factorial analysis of variables linked to the knowledge and application of laws and regulatory codes of 54 credit officers from the banking sector of El Oro, Ecuador. Two dimensions were identified: one related to the monetary regulatory framework and another with organic codes. Surveys indicate that the most applied laws are: General Law of Financial Sector Institutions and Companies Law. The first regulates the creation, operation and closure of private financial institutions to protect the population and ensure financial stability; Its compliance is supervised by the Superintendency of Banks. The second simplifies the business incorporation process, allowing various types of companies and flexibility in their structure. Ecuadorian banking regulations have undergone reforms to strengthen the soundness and transparency of the system, such as the Securities Market Law and the Law of Institutions of the Private Insurance System, which contribute to stability, regulation, financial consumer protection and promotion of competition, generating favorable financing conditions, which include confidence, competitive interest rates and broad financial options.

Resumen: En el escenario competitivo del sector bancario, las actividades de marketing y branding se han convertido en un elemento crucial para el éxito a largo plazo de las instituciones financieras. Desde la gestión del brand equity, la confianza y la lealtad son esenciales, no solo en los procesos operativos con los usuarios, sino en la consolidación de la marca como un activo estratégico. El objetivo de esta investigación fue analizar la multidimensionalidad del brand equity para el sector bancario desde la perspectiva de la generación Z. Se desarrolla un estudio de tipo cuantitativo, analítico y de corte transversal, utilizando el análisis factorial exploratorio y confirmatorio a partir de un instrumento aplicado de forma on line a personas pertenecientes a este segmento generacional. Los hallazgos infieren que el brand equity en el sector bancario dirigido a la generación Z está conformado por las siguientes dimensiones: fidelidad e importancia de la marca (FIM), calidad percibida (CP), asociación de marca (AM), rendimiento de la marca (RM) y conciencia de la marca (CM). Se concluye que el sector bancario debe seguir consolidando su brand equity como actividad estratégica a partir de dichas dimensiones, fortaleciendo el posicionamiento de sus marcas, su participación y su orientación al mercado, garantizando el entendimiento de las necesidades, deseos y comportamientos de la generación Z.

Abstract: In the competitive scenario of the banking sector, marketing and branding activities have become a crucial element for the long-term success of financial institutions. From the perspective of brand equity management, trust and loyalty are essential, not only in the operational processes with users, but also in the consolidation of the brand as a strategic asset. The aim of this research was to analyse the multidimensionality of brand equity for the banking sector from the perspective of Generation Z. A quantitative, analytical, and cross-sectional study was carried out, using exploratory and confirmatory factor analysis based on an instrument applied online to people belonging to this generational segment. The findings infer that brand equity in the banking sector aimed at Generation Z is made up of the following dimensions: brand loyalty and importance (BLI), perceived quality (PQ), brand association (BA), brand performance (BP) and brand awareness (BA). It is concluded that the banking sector must continue to consolidate its brand equity as a strategic activity based on these dimensions, strengthening its brand positioning, market share and market orientation, ensuring an understanding of the needs, desires, and behaviours of Generation Z.

Resumo Os dispositivos estatais para o governo das águas no Brasil vêm sendo fortemente influenciados pelo discurso do desenvolvimento, tendo como principal instituição multilateral promotora o Banco Mundial, cujas diretrizes convergem para o afastamento das instituições estatais do papel de provedoras dos serviços de água e promovem a perda do controle sobre as águas por populações locais. Neste artigo, analiso a trajetória das políticas governamentais para a gestão das águas no Brasil a partir da instituição da Política Nacional de Recursos Hídricos (PNRH) à luz da literatura antropológica sobre grandes projetos de desenvolvimento, administração pública e o campo autodenominado de antropologia da água, observando o processo de criação e implementação de dispositivos institucionais que abrem caminho para a transformação da água em uma commodity. A pesquisa foi realizada por meio de observação participante em avaliação oficial da PNRH e análise de relatórios de projetos do Banco Mundial. desenvolvimento Mundial locais artigo (PNRH commodity

Abstract State devices for water governance in Brazil have been strongly influenced by the development discourse, with the World Bank as the main multilateral institution that promotes it, whose guidelines converge towards the removal of state institutions from the role of providers of water services and promote the loss control over water by local populations. In this article, I analyze the trajectory of government policies for water management in Brazil from the institution of the National Water Resources Policy (NWRP) under the light of anthropological literature on large development projects, public administration and the self-declared field of anthropology of water, observing the process of creation and implementation of institutional devices that pave the way for the transformation of water into a commodity. The research was carried out through participant observation in an official evaluation of the NWRP and analysis of project reports from the World Bank. discourse it populations article (NWRP projects selfdeclared self declared commodity

Abstract Under the juridical-sociological methodological aspect, the possibility of expanding the concept of social assistance hyposufficiency is questioned, to encompass the gender transition as a vulnerability within the juridical-teleological field of social security law. This work is justified by the existence of a cis-heterosexual order within the science of social security law and as a way of presenting other possibilities and institutions for social protection. Thus, through a proposed agenda in queer theory, it is understood that it is possible to defend the jurisprudence of intersectional vulnerabilities with the specific of promoting access to benefits within social security. juridicalsociological juridical sociological aspect questioned juridicalteleological teleological cisheterosexual cis heterosexual protection Thus theory

Resumo Sob a vertente metodológica jurídico-sociológica, questiona-se a possibilidade da expansão do conceito de hipossuficiência da Assistência Social, para abarcar a transição de gênero como uma vulnerabilidade dentro do campo jurídico-teleológico do direito previdenciário. Este trabalho se justifica pela existência de uma ordem cis-heterossexual dentro da ciência do direito previdenciário e como uma forma de apresentar outras possibilidades e institucionalidades para a proteção social. Assim, mediante uma proposta pautada na teoria queer, entende-se que é possível defender a juridificação de vulnerabilidades interseccionais com o intuito específico de promover o acesso a benefícios dentro da Seguridade Social. jurídicosociológica, jurídicosociológica jurídico sociológica, sociológica jurídico-sociológica questionase questiona Social jurídicoteleológico teleológico cisheterossexual cis heterossexual social Assim queer entendese entende

Abstract Introduction Permanent education in health aims to ensure that professionals are constantly learning in the workplace and in the last few years institutions resorted to the technology-mediated education modality and new teaching possibilities were explored. In Brazil, between 2017 and 2021, only six articles and five monographs were published about listening effort. Objective The objective of this study was to develop a website with scientific content on the topic listening effort for Speech -Language Therapist and Audiologist with free online access. Methods The study was carried out in five stages: Analysis, contemplating the search for scientific materials to prepare the material. Design, in which the writing and design of the website was carried out. Development, carrying out the adequacy of the online material. Implementation, a stage in which professionals in the area evaluated the quality of the material after consenting to participation through a free and informed consent term. Review, stage in which the researcher analyzed the evaluators' responses. Results The five stages of elaboration of the website were carried out, which was evaluated by professionals in the area. The average of responses to all applied questions rated the website as "superior". Conclusion The website development was validated for online availability. technologymediated technology mediated explored Brazil 201 2021 Language access Analysis Design Development Implementation term Review evaluators superior. superior . "superior" availability 20 202 "superior 2